How It Works

LocaCredit allows renters to have their eligible rent payments recognized. Here's the process, step by step.

1

Create your account

Sign up for free and verify your email address. Your account is private and secure.

2

Complete your profile

Enter your personal information. This ensures your payments are correctly associated with your credit file.

3

Add your lease

Enter your lease information (amount, duration, address) and upload the signed lease document.

4

Upload proof of payment

Each month, upload your rent payment proof from your LocaCredit account.

5

Validation

LocaCredit validates the information and documents provided according to applicable criteria. You receive a notification of the result.

6

Monthly reporting

Once validated, your eligible payments may be reported to your credit file according to the monthly cycle.

Tracking

You can track the status of your declarations, documents and file directly from your LocaCredit account. Notifications keep you informed at every important step.

Frequently Asked Questions

Eligible rent payments reported to your credit file can help build your history. However, your score depends on several factors and no specific increase can be guaranteed.
See all questions →

Last updated: October 2026

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